If there’s a tailor-made financial solution for you,
which of the following BMW model(s) you would like to purchase?


May choose multiple models

the1 the1
the2-gran-coupe the2-gran-coupe
the2-gran-tourer the2-gran-tourer
the3 the3
the3-touring the3-touring
the5 the5
thex1 thex1
thex3 thex3
thex4 thex4

To explore your best financial plan

Closer Than You Think

Introducing Flexible Finance Offers

CLOSER THAN YOU THINK

Explore more possibilities with BMW and create the memorable moments with your beloved ones! BMW provides an array of Series and Models, and we have foreseen your needs on financial services.

BMW Financial Services have 3 financial solutions for you: BMW Circle, Hire Purchase & Leasing, giving you a tailored solution with flexibilities. Getting your dream BMW has never been easier than before.

Financial solution can be offered to suit your individual lifestyle!

BMW CIRCLE

Organize your monthly cash flow as you please and choose from a wide range of models

HIRE PURCHASE

Enjoy attractive interest rate and choose your down payment

*Enjoy Zero Down Payment now for driving pleasure in style

LEASING

Shorten the tenure without paying any down payment

BMW Circle Monthly Instalments

With our flexible monthly instalments, not only can you embark on an extraordinary journey with your dream BMW, but also achieve financial freedom with ease!

the1

BMW Circle as low as $2,888^

the2-gran-coupe

BMW Circle as low as $3,526^

the2-gran-tourer

BMW Circle as low as $3,493^

the3

BMW Circle as low as $4,948^

the3-touring

BMW Circle as low as $4,860^

the5

BMW Circle as low as 5,773^

thex1

BMW Circle as low as $3,904^

thex3

BMW Circle as low as $5,051^

thex4

BMW Circle as low as $5,846^

Choose from the following BMW Circle monthly payment range to learn more about the BMW models

Different models are available for certain BMW series, designated monthly payment amount are applicable to different monthly repayment range.

$2,001 - $4,000

$4,001 - $6,000

BMW
LUXURY CLASS

$6,001 - $8,000

$8,001 - $10,000

M135iA xDrive

M135iA xDrive

M235iA xDrive

M235iA xDrive

M340iA xDrive Sedan

M340iA xDrive Sedan

M340iA xDrive Touring

M340iA xDrive Touring

THE 1 – Sport / M Sport

THE 1 – Sport / M Sport

THE 2GC - Sport

THE 2GC - Sport

THE 2GC – M Sport

THE 2GC – M Sport

THE 2GT - SE

THE 2GT - SE

THE 3 Sedan – Sport / M Sport

THE 3 Sedan – Sport / M Sport

THE 3 Sedan – M Sport

THE 3 Sedan – M Sport

THE 3 Touring – Sport / M Sport

THE 3 Touring – Sport / M Sport

THE 3 Touring – M Sport

THE 3 Touring – M Sport

THE 4GC

THE 4GC

THE 5 – Luxury

THE 5 – Luxury

THE 5 – Luxury / M Sport

THE 5 – Luxury / M Sport

THE 6 Gran Turismo

THE 6 Gran Turismo

THE 7 – Flagship Luxurious Saloon

THE 7 – Flagship Luxurious Saloon

THE 8 Luxurious Convertible

THE 8 Luxurious Convertible

THE 8 Coupé

THE 8 Coupé

THE 8 Gran Coupé

THE 8 Gran Coupé

THE X1 - xLine

THE X1 - xLine

THE X3 – SE / xLine

THE X3 – SE / xLine

THE X3 - xLine

THE X3 - xLine

THE X4 - xLine

THE X4 - xLine

THE X5

THE X5

THE X6

THE X6

THE X7

THE X7
Certain equipment is only available in designated models; Image may differ from actual product depending on the model.
The7 The7
The8 GC The8 GC
The8 The8
The8 Convertible The8 Convertible
The X6 The X6
TheX7 TheX7
M135iA xDrive
M135iA xDrive
M135iA xDrive
M135iA xDrive
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M135iA xDrive

  • BMW M135iA xDrive available from $556,000
  • BMW Circle as low as $6,461^
10 HIGHLIGHTS
  1. With BMW’s most powerful 2 Litre four-cylinder TwinPower Turbo engine, M135iA xDrive can develop up to 306 hp and 450Nm of torque. From 0-100 km/h in 4.7s
  2. Mesh-style kidney grille design with M Performance’s signature Cerium Grey colour
  3. BMW Live Cockpit Professional 10.25” central touchscreen display with 10.25” instrument display
  4. xDrive can provide up to 50% of torque to be distributed to the rear, giving a more outstanding driving performance
  5. M Aerodynamic package
  6. M rear spoiler
  7. M Leather multifunction steering wheel with gearshift paddles
  8. Sport seats for driver and front passenger
  9. M seat belts
  10. M Sport suspension

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

M235iA xDrive
M235iA xDrive
M235iA xDrive
M235iA xDrive
M235iA xDrive
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M235iA xDrive

  • BMW M235iA xDrive available from $628,000
  • BMW Circle as low as $7,297^
10 HIGHLIGHTS
  1. With BMW’s most powerful 2 Litre four-cylinder TwinPower Turbo engine, M235iA xDrive can develop up to 306 hp and 450Nm of torque. From 0-100 km/h in 4.9s
  2. Mesh-style kidney grille design with M Performance’s signature Cerium Grey colour
  3. BMW Live Cockpit Professional 10.25” central touchscreen display with 10.25” instrumental display
  4. xDrive can provide up to 50% of torque to be distributed to the rear, giving a more outstanding driving performance
  5. M Aerodynamic package
  6. M rear spoiler
  7. M Leather multifunction steering wheel with gearshift paddles
  8. Sport seats for driver and front passenger
  9. M seat belts
  10. M Sport suspension

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

M340iA xDrive Sedan
M340iA xDrive Sedan
M340iA xDrive Sedan
M340iA xDrive Sedan
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M340iA xDrive Sedan

  • BMW M340iA xDrive available from $820,000
  • BMW Circle as low as $8,460^
10 HIGHLIGHTS
  1. With a 3-litre six-cylinder BMW TwinPower Turbo engine, M340iA xDrive Saloon can develop up to 374 hp and 500Nm of torque. From 0-100 km/h in only 4.4s
  2. BMW Head-up Display
  3. Mesh-style kidney grille design with M Performance’s signature Cerium Grey colour
  4. Parking Assistant Plus with Surround View Camera
  5. M Aerodynamic package
  6. M rear spoiler
  7. M Leather multifunction steering wheel with gearshift paddles
  8. Sport seats for driver and front passenger
  9. M seat belts
  10. M Sport suspension

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

M340iA xDrive Touring
M340iA xDrive Touring
M340iA xDrive Touring
M340iA xDrive Touring
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M340iA xDrive Touring

  • BMW M340iA xDrive Touring available from $845,000
  • BMW Circle as low as $9,063^
10 HIGHLIGHTS
  1. With a 3-litre six-cylinder BMW TwinPower Turbo engine, M340iA xDrive Saloon can develop up to 374 hp and 500Nm of torque. From 0-100 km/h in only 4.5s
  2. BMW Head-up Display
  3. Mesh-style kidney grille design with M Performance’s signature Cerium Grey colour
  4. Parking Assistant Plus with Surround View Camera
  5. M Aerodynamic package
  6. M Sport Brake
  7. M Leather multifunction steering wheel with gearshift paddles
  8. Sport seats for driver and front passenger
  9. M seat belts
  10. M Sport suspension

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 1
THE 1
THE 1
THE 1
THE 1
THE 1
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THE 1

  • BMW THE 1 - Sport and M Sport Edition
  • Available from $305,000
  • BMW Circle as low as $2,888^
  • Now may enjoy Zero Down Payment#
10 HIGHLIGHTS
  1. New driver-side welcome light
  2. New LED headlights / New LED taillight with sportier design
  3. 380L trunk capacity, 20% increased compare to predecessor
  4. ARB Technology - Improve traction when cornering or driving in wet conditions
  5. Panoramic sunroof
  6. Rear-passenger legroom +30 mm
  7. 8.8” central touchscreen display with black panel instrument panel (5.1” colour display)
  8. Brand-new backlit trim finishers with ambient lights, providing over 6 types of colours
  9. Reversing assistance function, parking assistant with rear cameras
  10. 2-zone A/C control with rear ventilation for the comfort of passengers

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 2GC
THE 2GC
THE 2GC
THE 2GC
THE 2GC
THE 2GC
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THE 2GC

  • BMW THE 2 Gran Coupé - Sport and M Sport Edition
  • Available from $333,000
  • BMW Circle as low as $3,526^
  • Now may enjoy Zero Down Payment#
10 HIGHLIGHTS
  1. Dynamic frameless windows design
  2. Kidney Grille Design
  3. Newly-designed LED Headlights in Hexagon shape and LED taillight in L-shape
  4. 430L of trunk capacity
  5. Panoramic Sunroof
  6. Newly-designed interior trims and 6 colour options for ambient lighting
  7. 8.8” central touchscreen display with black panel instrumental panel (5.1” colour display)
  8. Reversing assistant function, parking assistant with rear cameras
  9. ARB Technology – Improve traction when cornering or driving in wet conditions, the reaction is three times faster than the traditional Dynamic Stability Control (DSC) system
  10. Cloth/Sensatec combination sport seats

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 2GT
THE 2GT
THE 2GT
THE 2GT
THE 2GT
THE 2GT
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THE 2GT

  • BMW THE 2 Gran Tourer - SE
  • Available from $329,900
  • BMW Circle as low as $3,493^
  • Now may enjoy Zero Down Payment#
10 HIGHLIGHTS
  1. BMW TwinPower Turbo engine for sportier driving pleasure
  2. Oddment tables at rear
  3. Panoramic sunroof
  4. Wireless charging
  5. 8.8” central touchscreen display plus black panel instrumental panel
  6. Comfort access system and automatic operation of tailgate
  7. 3rd row seats
  8. 1,510L of maximum trunk capacity
  9. Rear view camera
  10. Driving Assistant, providing a secure riding experience

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 3 Sedan
THE 3 Sedan
THE 3 Sedan
THE 3 Sedan
THE 3 Sedan
THE 3 Sedan
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THE 3 Sedan

  • BMW THE 3 Sedan – Sport and M Sport Edition
  • Available from $479,000
  • BMW Circle as low as $4,948^
10 HIGHLIGHTS
  1. Newly-designed LED headlights and taillights
  2. 480L of trunk capacity, passenger seats can be folded with 40:20:40 ratio
  3. Electric glass roof
  4. BMW Live Cockpit Professional with 10.25” central touchscreen display and 12.3” instrument display and iDrive 7.0 System
  5. 18” alloy wheels
  6. Comfort access
  7. Electric sport front seats, providing a more comfortable riding journey
  8. Navigation System
  9. Parking Assist with reversing camera
  10. Wireless Charging

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 3 Touring
THE 3 Touring
THE 3 Touring
THE 3 Touring
THE 3 Touring
THE 3 Touring
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THE 3 Touring

  • BMW THE 3 Touring – Sport and M Sport Edition
  • Available from $459,000
  • BMW Circle as low as $4,860^
10 HIGHLIGHTS
  1. Newly-designed LED Headlights and dynamic LED taillights design
  2. 1,510L of trunk capacity without folding passenger seats
  3. Panoramic Sunroof
  4. BMW Live Cockpit Professional with 10.25” central touchscreen display and 12.3” instrument display and iDrive 7.0 System
  5. 18” alloy wheels
  6. Rear window can be opened separately
  7. Comfort access system and automatic operation of tailgate
  8. Ambient lighting with 6 colour options
  9. Parking Assist with reversing camera
  10. Wireless Charging

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 4GC
THE 4GC
THE 4GC
THE 4GC
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THE 4GC

  • BMW THE 4 Gran Coupé available from $582,900
  • BMW Circle as low as $4,587^
10 HIGHLIGHTS
  1. BMW TwinPower Turbo engine
  2. 8-speed Steptronic automatic transmission
  3. Comfort Access
  4. Automatic operation of tailgate
  5. Rear-view camera
  6. Wireless charging
  7. Electric glass roof
  8. M Aerodynamics package
  9. M leather steering wheel with gearshift paddle
  10. Leather sport seats for driver and front passenger

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 5
THE 5
THE 5
THE 5
THE 5
THE 5
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THE 5

  • BMW THE 5 – Luxury and M Sport Edition
  • Available from $559,000
  • BMW Circle as low as $5,773^
10 HIGHLIGHTS
  1. LED headlights and taillights with new light graphic
  2. Trapezoidal tailpipe finishers
  3. Comfort access system and automatic operation of tailgate
  4. 48V Mild Hybrid Technology, providing quicker acceleration response, and improved driving comfort
  5. 6 types of driving assistant functions, e.g. Lane Departure Warning and Lane Change Warning
  6. 12.3” digital instrumental display and a high-resolution 12.3” control display
  7. Wireless charging
  8. Electric glass roof
  9. BMW Intelligent Personal Assistant
  10. Ambient Lighting with multiple colour options

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 6 Gran Turismo
THE 6 Gran Turismo
THE 6 Gran Turismo
THE 6 Gran Turismo
THE 6 Gran Turismo
THE 6 Gran Turismo
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THE 6 Gran Turismo

  • BMW THE 6 Gran Turismo – Sport and Luxury Edition
  • Available from $796,000
  • BMW Circle as low as $8,635^
10 HIGHLIGHTS
  1. Frameless window design
  2. Comfort access system and automatic operation of tailgate
  3. Electric roller sunblinds for rear side windows
  4. 4-zone A/C control with rear ventilation for the comfort of passengers
  5. Panoramic sunroof
  6. 6 different colors of ambient lighting
  7. 10.25” central touchscreen display with BMW Gesture Control
  8. Navigation system professional
  9. Active rear spoiler will automatically rise-up when driving speed exceeds 100km/h
  10. Parking assistant plus with surround view cameras

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 7 – Flagship Luxurious Saloon
THE 7 – Flagship Luxurious Saloon
THE 7 – Flagship Luxurious Saloon
THE 7 – Flagship Luxurious Saloon
THE 7 – Flagship Luxurious Saloon
THE 7 – Flagship Luxurious Saloon
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THE 7 – Flagship Luxurious Saloon

10 HIGHLIGHTS
  1. Adaptive 2-axle air suspension
  2. Comfort access system and automatic operation of tailgate
  3. 4-zone A/C control with rear ventilation for the comfort of passengers
  4. Roller sunblind for rear window and rear side windows, electric
  5. Wireless charging
  6. Leather Dakota upholstery
  7. 10.25” central touchscreen display with 12.3" digital Instrument display
  8. BMW Touch Command wireless tablet in rear seats: passengers can control in-car facilities: e.g.: Entertainment system, roller sunblinds (rear window and rear side windows) and seat adjustment
  9. BMW Display Key
  10. Parking assistant plus with surround view cameras

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 8 Luxurious Convertible
THE 8 Luxurious Convertible
THE 8 Luxurious Convertible
THE 8 Luxurious Convertible
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THE 8 Luxurious Convertible

10 HIGHLIGHTS
  1. Multi-layered softtop roof, fully automatic operation at up to 50 km/h
  2. Harman Kardon surround sound system
  3. Soft-close doors
  4. BMW Display Key, Comfort access system and automatic tailgate
  5. Glass application CraftedClarity for interior elements
  6. BMW Individual extended leather trim ‘Merino’
  7. Adaptive M suspension and M Sport differential
  8. 20” M light alloy wheels
  9. 10.25” central touchscreen display with 12.3” digital Instrument display
  10. Parking assistant plus with surround view cameras

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 8 Coupé
THE 8 Coupé
THE 8 Coupé
THE 8 Coupé
THE 8 Coupé
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THE 8 Coupé

10 HIGHLIGHTS
  1. Luxurious sport Coupé exterior design
  2. Adaptive M suspension and M Sport differential
  3. Harman Kardon surround sound system
  4. Soft-close doors
  5. BMW Display Key, Comfort access system and automatic operation of tailgate
  6. Glass application CraftedClarity for interior elements
  7. BMW Individual extended leather trim ‘Merino’
  8. 10.25” central touchscreen display with 12.3” digital Instrument display
  9. Navigation system professional, BMW Intelligent personal assistant and BMW Gesture Control
  10. Parking assistant plus with surround view cameras

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE 8 Gran Coupé
THE 8 Gran Coupé
THE 8 Gran Coupé
THE 8 Gran Coupé
THE 8 Gran Coupé
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THE 8 Gran Coupé

10 HIGHLIGHTS
  1. 4-zone A/C control with rear ventilation for the comfort of passengers
  2. Harman Kardon surround sound system
  3. BMW Display Key, Comfort access system and automatic tailgate
  4. Soft-close doors
  5. Standard equipped with panorama glass roof or M Carbon roof
  6. Standard equipped with glass application CraftedClarity for interior elements
  7. BMW Individual extended leather trim ‘Merino’
  8. 10.25” central touchscreen display with 12.3” digital Instrument display
  9. Navigation system professional, BMW Intelligent personal assistant and BMW Gesture Control
  10. Parking assistant plus with surround view cameras

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE i3
THE i3
THE i3
THE i3
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THE i3

10 HIGHLIGHTS

十大亮點

  1. THE X5配備四區恆溫冷氣,為乘客提供絕對的舒適性
  2. 雙軸式氣壓懸掛系統及整合式主動轉向系統
  3. 免匙系統連電動上下對開尾門
  4. 全景觀天幕天窗
  5. 手機無線充電功能
  6. 歡迎投射燈以及6種車內氣氛燈顏色選擇
  7. 650公升行李箱空間,後座椅背更可以40:20:40比例獨立覆摺,完全摺疊後儲物空間可達1,860公升
  8. 標準配備全手工水晶中控台CraftedClarity組合
  9. 中控台採用12.3吋觸控式螢幕連12.3吋數碼化儀表板
  10. 標準配備自動泊車系統連後泊鏡頭

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE X1
THE X1
THE X1
THE X1
THE X1
THE X1
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THE X1

  • BMW THE X1 xLine available from $378,000
  • BMW Circle as low as $3,904^
10 HIGHLIGHTS
  1. BMW TwinPower Turbo Engine for sportier driving pleasure
  2. Newly-designed LED headlights and an overall sportier design
  3. Best-in-class trunk capacity and adjustable storage options
  4. Panoramic Sunroof
  5. Wireless Charging
  6. Parking Assistant and rear view camera
  7. Best-in-class rear-passenger roominess with slidable rear seats
  8. New driver-side welcome light and 6 different colors of ambient lighting
  9. 8.8” touchscreen display plus Black Panel instrument display
  10. Automatic operation of tailgate for the convenience of everyday usage

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE X3
THE X3
THE X3
THE X3
THE X3
THE X3
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THE X3

  • BMW THE X3 – SE and xLine Edition
  • Available from $489,000
  • BMW Circle as low as $5,051^
10 HIGHLIGHTS
  1. BMW Live Cockpit Professional with iDrive 7.0 System
  2. Intelligent Personal Assistant
  3. Navigation Function
  4. Automatic Operation of Tailgate
  5. Comfort Access
  6. Wireless Charging
  7. Panorama Glass Roof
  8. 3-Zone Automatic Air Conditioning
  9. Cruise Control
  10. Parking Assistant

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE X4
THE X4
THE X4
THE X4
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THE X4

  • BMW THE X4 xLine available from $566,000
  • BMW Circle as low as $5,846^
10 HIGHLIGHTS
  1. BMW Live Cockpit Professional with iDrive 7.0 System
  2. Intelligent Personal Assistant
  3. Navigation Function
  4. Automatic Operation of Tailgate
  5. Comfort Access
  6. Wireless Charging
  7. Panorama Glass Roof
  8. 3-Zone Automatic Air Conditioning
  9. Sport Leather Steering Wheel with Multifunction and Gearshift Paddles
  10. Parking Assistant

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE X5
THE X5
THE X5
THE X5
THE X5
THE X5
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THE X5

  • BMW THE X5 – xLine and M Sport Edition
  • Available from $889,000
  • BMW Circle as low as $9,181^
10 HIGHLIGHTS
  1. 4-zone A/C control with rear ventilation for the comfort of passengers.
  2. Adaptive 2-axle air suspension and integral active steering
  3. Comfort access system and automatic upper and lower tailgate
  4. Panoramic sunroof
  5. Wireless charging
  6. Welcome light carpet and 6 different colors of ambient lighting
  7. 650L trunk capacity, with 40:20:40 folding ratio for back seats for extra storage space up to 1,860 litres
  8. Glass application CraftedClarity for interior elements
  9. 12.3” central touchscreen display with 12.3” digital Instrument display
  10. Parking assistant and rear view camera

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE X6
THE X6
THE X6
THE X6
THE X6
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THE X6

10 HIGHLIGHTS
  1. Signature kidney “Iconic Glow”
  2. Adaptive 2-axle air suspension and integral active steering
  3. Comfort access system and automatic operation of tailgate
  4. Panoramic sunroof
  5. Wireless charging
  6. Welcome light carpet and 6 different colors of ambient lighting
  7. 580L trunk capacity, with 40:20:40 folding ratio for back seats for extra storage space up to 1,530 litres
  8. Glass application CraftedClarity for interior elements
  9. 12.3” central touchscreen display with 12.3” digital Instrument display
  10. Parking assistant and rear view camera

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE X7
THE X7
THE X7
THE X7
THE X7
THE X7
Previous
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THE X7

10 HIGHLIGHTS
  1. 5-zone A/C control with rear ventilation for the comfort of passengers
  2. Adaptive 2-axle air suspension and integral active steering
  3. BMW Display Key, Comfort access system and automatic upper and lower tailgate
  4. Panoramic sunroof
  5. Front seat cupholders are equipped with heated and cooled function
  6. 3rd row seats, ISOFIX child seat mounting are available on 2nd row outer seats and 3rd row seats
  7. 12.3” central touchscreen display with 12.3” digital Instrument display
  8. Rear-seat entertainment professional
  9. 21” light alloy wheels
  10. Parking assistant plus with surround view cameras

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

THE Z4
THE Z4
THE Z4
THE Z4
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THE Z4

10 HIGHLIGHTS

十大亮點

  1. THE X5配備四區恆溫冷氣,為乘客提供絕對的舒適性
  2. 雙軸式氣壓懸掛系統及整合式主動轉向系統
  3. 免匙系統連電動上下對開尾門
  4. 全景觀天幕天窗
  5. 手機無線充電功能
  6. 歡迎投射燈以及6種車內氣氛燈顏色選擇
  7. 650公升行李箱空間,後座椅背更可以40:20:40比例獨立覆摺,完全摺疊後儲物空間可達1,860公升
  8. 標準配備全手工水晶中控台CraftedClarity組合
  9. 中控台採用12.3吋觸控式螢幕連12.3吋數碼化儀表板
  10. 標準配備自動泊車系統連後泊鏡頭

Certain equipment is only available in designated models; Image may differ from actual product depending on the model.

BMW Financial Services

BMW CIRCLE

Hire
Purchase

Leasing

BMW CIRCLE

BMW CIRCLE is well loved by our BMW customers worldwide for many good reasons by using the lowest instalments to enable the affordability of a wider range of models. Enjoy the sheer driving pleasure with the additional benefits from BMW CIRCLE ridden on.

Liquidity.
Lower instalments give you the freedom to spend your money otherwise.

Flexibility.
You have the choice: Select your preferred end of term option.

State-of-the-Art.
Drive a new BMW every few years thanks to the short tenures and the trade-in options.

BMW CIRCLE journey consists of three stages:


1. Firstly 1. Firstly
1. Firstly
Firstly,
a flexible down payment
at the beginning of the tenure
2. Secondly 2. Secondly
2. Secondly
Secondly,
low installments
over the term;
3. Lastly 3. Lastly
3. Lastly
And lastly,
a lump sum at the end
of the contract.

END OF TERM OPTIONS.

Trade in.Trade in your BMW to settle the outstanding sum and upgrade to a new BMW.
Refinance.Keep the car by refinancing the outstanding amount with our flexible financing options.
Settle.Settle the outstanding payment and keep the car.

HIRE PURCHASE

BMW Hire Purchase is a straightforward option that allows you to finance your BMW according to a fixed income loan with an attractive interest rate. You decide the finance amount and tenure, and we will provide you the monthly installments.

Fixed.
Fixed monthly installments over the whole tenure.

Personal.
Choose your down payment that suits your current financial situation.

Interest Rates.
Enjoy attractive interest rates with this option.

LEASING

BMW Leasing is a classic financing product - no down payment required but a fixed advance payment that reduces the tenure, and attractively low interest rate.

No Down Payment.
Unlike the other financial products, BMW Leasing requires no down payment.

Shorter Tenure.
With the advance payment, tenure can be shortened.

Ownership.
Own the BMW at the end of tenure.

Interest Rates.
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Notes:

  • ^applicable to the BMW Circle 60-mth programme, subject to terms and conditions. BMW Financial Services Hong Kong Limited reserves the right to make final decision. Money Lender’s License: 0289/2020. Warning: You have to repay your loans. Don’t pay any intermediaries. Complaint Hotline: +852 2598 1009
  • #applicable to the BMW Hire Purchase programme, subject to terms and conditions. BMW Financial Services Hong Kong Limited reserves the right to make final decision. Money Lender’s License: 0289/2020. Warning: You have to repay your loans. Don’t pay any intermediaries. Complaint Hotline: +852 2598 1009
  • Image may differ from actual product depending on the model.
  • BMW Hong Kong shall not be liable for any inaccuracy of information. BMW Concessionaires (HK) Ltd reserves the right to terminate this Program or amend its Terms and Conditions at any time without prior notice. In case of any dispute, BMW Concessionaires (HK) Ltd. reserve full discretion in the final decision.